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  In this day and age, it’s pretty much a given that you should be keeping your social networking lifesomewhat under control because schools and prospective employers might be looking at it. But that’s not all, banks and creditors seem to be creeping in that direction too, because why let a little free information go to waste? As it turns out, there are plenty of things that creditors might like to know about you that, legally, they can’t ask, things like your race, your marital status, and whether or not you’re receiving public assistance. Also, having deadbeat friends who are yapping on about their inability to afford weed on their completely public profile probably wouldn’t help your case either. At the moment, the ways in which your social media activity will affect your credit score are largely hazy and underutilized. There are, however, a few shining beacons of the terrifying insanity that may be on its way. Lenddo, for instance, is a Hong Kong-based micro-lender that asks for some unusual information: The credentials for your Facebook, Twitter, Gmail, Yahoo, and Windows Live accounts. Upon handing these over, it seems like Lenddo assimilates them into your Lenddo account proper where your score will benefit or suffer based on how financially stable your Lenddo friends are. If they default, it’s going to affect you negatively. Think about it this way, you’re going to do a much better job at stratifying your friends into socioeconomic groups than Lenddo is. Who Your Facebook Friends Are Could Affect Your Credit Score |...

 For anyone who thinks RIM may be a value stock, I give you these sage words of advice from Admiral Ackbar in “Return of the Jedi”: “It’s a trap!” There is no sugarcoating RIM’s latest earnings report. The company warned that sales and profits for the next quarter will be far below already reduced forecasts. It also announced that its new BlackBerry 10 smartphones, trumpeted as the company’s savior, have been delayed until the end of 2012. That’s an eon in the fast-moving consumer tech world. That’s why the stock plunged 12% Friday morning. Shares are now down 77% year-to-date and are trading at their lowest level since January 2004. The company can’t afford to be Research in Slow Motion at a time when it is facing brutal competition from Apple (AAPL, Fortune 500) and from handset makers like Samsung and HTC that have latched themselves to Google’s (GOOG, Fortune 500) Android wagon. Even Nokia (NOK), thanks to an alliance with Microsoft (MSFT, Fortune 500), is a threat. BlackBerry: Looks like ‘game over’ for RIM – The Buzz – Dec. 16,...

When Facebook first started experimenting with its radical new (and I think, sensational) Timeline interface back in late September, we showed you an 8-step way to get a sneak preview. Now, it’s a whole lot easier: You can enable the timeline with one click, and then publish it for all to see with one more. Follow this quick slide show, and before you know it you’ll have the Facebook Timeline enabled on your own account. The best part is, after you click the “Get Timeline” button, you have seven days until it automatically goes live, but until then, you’re the only one who will see it until you authorize it to be published. However, if you don’t want to wait seven days, you can publish it any time by clicking “Publish Now.” Facebook Timeline: How to Enable it With One...

  A hearing concerning proposed amendments to the widely-feared SOPA bill is going on right now. It’s being streamed on Keep The Web Open and you should take a listen; it’s almost as heartening as it isinfuriating. As you might expect, there’s a lot of back and forth, and it goes a little something like this: Representative1: SOPA is actually counterproductive, will encourage piracy, and severely hamper free speech. Representative2: Well I’m not a nerd, but I disagree. It’s kind of staggering how often the discussion turns to who the “nerds” are, whether or not they understand what they’re talking about. It’s also kind of staggering how often the representatives who assert that they aren’t nerds use this fact as a way to support their statement, backhandedly suggesting that the nerds are nerds and don’t really know how real things work. Like the Internet for instance. The Internet. And yes, they are literally saying “nerd.” A lot. The SOPA Hearing is Infuriating and You Should Listen |...